Budgeting Links
Budget Worksheet
Gain Control of Your
Finances in 5 Easy Steps
Tips for Sticking to a Budget
Teaching Your Children
Money Management |
- Involve the entire
family: Agree on a budget up front and meet regularly to
check your progress.
- Stay disciplined: Try
to make budgeting a part of your daily routine.
- Start your new budget
at a time when it will be easy to follow and stick with
the plan (e.g., the beginning of the year, as opposed to
right before the holidays).
- Find a budgeting system
that fits your needs (e.g., budgeting software).
- Distinguish between
expenses that are "wants" (e.g., designer shoes) and
expenses that are "needs" (e.g., groceries).
- Build rewards into your
budget (e.g., eat out every other week).
- Avoid using credit
cards to pay for everyday expenses: It may seem like
you're spending less, but your credit card debt will
continue to increase.
Brought
to you by the North Carolina Association of Certified Public
Accountants in cooperation with the AICPA.
©2007 The American Institute of Certified Public Accountants |
Brought to you by the North Carolina Association
of Certified Public
Accountants as part of its financial literacy
initiative, a community outreach program dedicated to improving the
financial standing of all North Carolinians.
The North Carolina Association of CPAs :: PO Box 80188
:: Raleigh, NC 27623-0188 :: (800) 722-2836 ::
www.ncacpa.org |
